Profitable in a new way: what has changed in the Finam Bonus loyalty program

The beginning of the year is a reason to carefully review the usual decisions. The market is developing rapidly, and investors are looking for understandable and profitable tools for capital growth. Finam Bonus became one of them. It has long proved its usefulness and relevance: for simple actions, participants receive bonuses that are converted into real benefits.

The main thing:

• The Finam Bonus program is reaching a new level to support investors who are looking for new opportunities
• Revised bonus calculation scenarios
• Bonuses are automatically awarded for account replenishment, transactions, portfolio diversification and other key actions
• Now is the best time to connect to Finam Bonus and become a member of the program that works for your comfort and benefit

The core of change: to make bonuses work for you

Analyzing reviews, experiences, and statistics, the Finama team has created an updated version of the bonus system, where each step is aimed at increasing user comfort. The main task is to make participation intuitive and profitable at any stage, both in the process of active trading and in rare transactions.

A new approach to calculating bonuses is even simpler and more useful

According to the results of 2025, Finam Bonus revised bonus calculation scenarios. New, more flexible schemes are now working — increased bonuses for initial and regular replenishment of the account, as well as for maintaining strategies that are really in demand and motivate you to earn income.

1. For each day of connection to the Finam Auto Research bonus strategy, 15 bonuses are awarded, with a maximum of 1,350 bonuses per stage per strategy.

2. Bonuses are now awarded for replenishing accounts with Finam Auto Research strategies: from 650 to 2000, depending on the amount of replenishment.:

from 30,000 to 59,999.99 rubles — 650

from 60,000 to 99,999.99 rubles — 950

from 100,000 to 299,999.99 rubles — 1,250

from 300,000 to 599,999.99 rubles — 1,500

from 600,000 to 999,999.99 rubles — 1,750

from 1,000,000 rubles and more — 2000.

3. Bonuses for the first replenishment of a brokerage account are now credited for amounts starting from 10,000 rubles, instead of the previous 30,000:

from 10,000 to 19,999.99 rubles — 300

from 20,000 to 29,999.99 rubles — 700

from 30,000 to 99,999.99 rubles — 1,000

from 100,000 to 299,999.99 rubles — 1,250

from 300,000 to 599,999.99 rubles — 1,500

from 600,000 to 999,999.99 rubles — 1,750

from 1,000,000 rubles and more — 2000.

4. The amount of bonuses for subsequent deposits has changed for customers who have replenished accounts in previous stages or before registering with Finam Bonus:

from 30,000 to 59,999.99 rubles — 500

from 60,000 to 99,999.99 rubles — 750

from 100,000 to 299,999.99 rubles — 1,000

from 300,000 to 599,999.99 rubles — 1,250

from 600,000 to 999,999.99 rubles — 1,500

from 1,000,000 rubles and more — 1,750.

5. For participation in the initial bond offering, participants will now receive 200 bonuses for every 10,000 rubles of the total amount of completed applications (previously it was 20,000 rubles), but no more than 1,400 bonuses per stage.

6. The list of training courses for which we award bonuses has been changed.

Important!/span> To receive bonuses, first register in the program, if you haven't already done so, then follow the targeted actions.

Please study the terms of the loyalty program and the attached bonus menu in full.

We remind you about taxes

All earned and spent bonuses are treated as your income, so taxes are paid in accordance with the Tax Code of the Russian Federation. Personal income tax is deducted automatically when bonuses are credited to the brokerage account. If the bonuses are used to purchase training courses or gift certificates, and there are insufficient funds in the account, you must pay the tax yourself.

Accessibility and simplicity for new members

Any resident of the Russian Federation over the age of 18 can join Finam Bonus. You only need to register in the program and open an account. Finam Bonus is specially configured so that the beginning of the journey is simple, and opportunities are available to everyone, regardless of trading experience.

Flexible savings and rewards system

Bonuses are automatically awarded for account replenishment, transactions, portfolio diversification and other key actions. They can be used to pay commissions, purchase securities, complete courses, purchase from partners, or withdraw money to an account. A flexible scale is convenient and beneficial for everyone.

Important: in order to spend bonuses or withdraw them with money, it is necessary to reach a certain accumulation thresholdeshold:

3,000 bonuses are transferred to the brokerage account;

2,500-2,999 bonuses can be exchanged for electronic certificates of the largest stores;

1,500 -2,499 bonuses — can be exchanged for educational courses from Finam.

Exceptions and limitations

The accrual of replenishment bonuses does not apply to accounts with the Consulting 2.0 tariff plan and accounts opened under the Investment with Guarantee promotion.

Receiving bonuses for trade turnover is possible on the following tariff plans:

• FreeTrade 2.0
• FreeTrade
• Strategist
• Investor
• Unified daily
• Unified consulting
• Unified Consulting 2.0
• Unified Expert
• Single fixed
• Daily Fixed
• Long-term investor

What is the result?

The updated program preserves valuable experience and encourages us to continue expanding our investment horizons not only in the first quarter, but also in the future stages. Even if activity is decreasing, the system provides new publicly available ways to earn and use bonuses. Analyzing the feedback, we took into account that some of the previous actions were difficult for investors to implement. The goals of the new stage are to preserve what is useful, introduce what is understandable, and develop constantly used options.

Bonus menu adjustments: focus on the most useful and sought-after actions

To increase efficiency, each element of the bonus menu has been reviewed. Since January 1, 2026, some types of rewards have been removed — the program gets rid of irrelevant or little-used activities, freeing up space for the best offers.

The following types of bonuses are excluded:

• for a separate replenishment of the IC;
• for the purchase of structural bonds and IIPs;
• for the reviews;
• for participation in paid events;
• for the first time logging into the services, subscribing to Telegram channels or digital mailing lists;
• for changing the tariff plan.

The result is that only those actions that are really important for development have been preserved.

Step-by-step instructions for the employed

1. Sign up for the program if you haven't already.

2. Open a Finam brokerage account if you don't have one yet.

3. Perform any actions from the bonus menu.

4. Keep track of the accumulated bonuses in the cabinet.

5. Use bonuses to pay for commissions, trade, purchase advanced courses or gifts for loved ones.

The decisive moment in numbers

The new stage of Finam Bonus has become a response to customer requests: the updated structure and simple functionality have made the program as flexible and convenient as possible for investors.

Now is the best time to connect to Finam Bonus and become a member of the program that works for your comfort and benefit. By the end of 2025, the number of Finam Bonus participants increased to 256,700 people, and the amount of payments to program participants exceeded 40,000,000 rubles. Such figures cannot be accidental. Join the program and make sure that convenience and benefits can really go hand in hand.

Participate in the "Finam Bonus"